Wednesday, January 2, 2008

n800

my gosh,i have been waiting for days for my friend's n800.it 's going to be delivered here. it's a internet tablet almost the size of an ipod or i guess a little bigger tahn an ipod. it" only about $200 plus i think,and we are so excited to bring it to New York because it has a built in camera and also has wifi hehehe

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cash advance

Ever had a situation where in you needed cash and was too shy to ask help from your family or friends? And your credits were all over their limit? I m sure there are instances that your salary is almost near but you still need extra cash for something. Well, there places where you can actually borrow money and pay it when you get your next salary these are called payday loans. These are done when you need money just before or after you had your salary. Another thing is cash advance, which is one of the things people do here in the States because sometimes bills just keep on building up, and there are times that even your salary is still not enough. It is online and it is secure and is done by many people. You just need to fill up a few information about yourself and about your financial status. It is quick and easy and when you get approved the money will actually be electronically transferred to your account on that very same day. They offer different payment methods which you can choose from, making it easier and will benefit you more. You have the option to pay it all at once or through deferred payments.

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excuse me

I'm so sorry, please bear with me, i just have so many blog opps to do. don't worry only a few more then I'll be finish for the day hehehe i just want to finish this before we go to new york.

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mortgage

According to the news, this is the best time to buy houses; which is another reason that my mom and her brother started looking for different houses. As you have read from my previous post, we went house hunting yesterday. Anyway, I guess one of the reasons why houses are getting so low is because what happened a few years ago. According to the news, there was a time when a lot of people started buying houses because there was an offer I think going on that you can purchase a new house with no down payment and the first three years of mortgage payment will only be the interest rate. A lot of people got excited and started buying without thinking that after three years the rates will increase, which make it harder for them to pay. And because of that a lot of people couldn't’t finish paying the house payments and started having their houses foreclosed. Some people even started selling their house for a lower price just for them to get out of debt. One of the solutions that estate brokers would tell is to refinancing mortgages so that it would be wiser to use the equity that they have build up through their hose. Some can also research the Internet or mortgage loan blog to get more information to help them with their mortgage problems.

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house hunting

yesterday it was January 1 and my mom tricked us in house hunting. actually , what happened was that she said that we were going shopping, but before we go shopping we will drop by some open houses because she thinks our house is too small for us. so we went to a few open houses and guess what, each and every open house was closed hahaha

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mommy makeover

As you guys know, I am a couch potato. Actually it’s not that I’m lazy, but it’s because I love watching TV especially TV series that has beautiful girls. As you know I like gossip girl so much. And I mean I love everything about it. I love the clothes, the characters, the houses and everything else. I know that they are not real people and I hope not, because what they do and how they act are so interesting. Or let me rephrase that, only the uber rich can actually do what they do I guess.
Anyway, there is another TV series I like and it is called the real desperate housewives or something like that. The moms are so hilarious, they are so cute and they act like they are still in their early twenties. Actually not only that they act in their twenties, they also dress and look that they are in their twenties even though they are in their forties. They have been talking about where they live, what they do for a living and what they do for fun. They even talk about all the plastic surgeries that they had done and what they still plan to have. I guess physical appearance for them is one of their main goals. I tried researching online about Beverly hills breast reduction and beverly hills liposuction because they kept on talking about that stuff non-stop.
I wonder what I will do when I get old and when my skin starts to sag and age. Right now I’m happy with the way I look, but I guess when I reach my early thirties I would have a different perspective in my physical appearance. I might want to get a mommy makeover when I finish giving birth or when I start seeing hubby looking at other girls.

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gossip girl


are you familair with Gossip Girl? me and my sisters have been into this series and we are so excited for the new episode which is coming out next week. we love Blair so much , eventhough she is the evil one hahaha. we also think all her outfits are so cute and classic.im going to try to look at some clothes at Forever 21 because they kind of have some of her outfits overthere.i mean outfit lookalikes hehehe

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credit cards

People nowadays have been so reliant with their credit cards and it is hard to find a credit card with lower interest rates. Here in the States most credit cards I have encountered where about 12-18 % which is too high not only for me but for a lot of people and some could even reach up to 20%. I remember when I was still in the Philippines, I would already complain because credit card rates where 3%. I guess, I should have been happy then, anyway, here in the States, it is so important to have at least 2 cards. Most people use it for bill payments, utility bills, groceries and shopping. But there are advantages of having a credit card because if you are a good payer , you can get special promotions like 0% interest balance transfer for 6 – 12 months or you can use it to consolidate higher charging card rates.

Anyway, while I’m still waiting to get another credit card my sister just received hers, she just received a credit card from capital one with a high credit limit. She is so happy because she is going to use it for our New York trip and I guess she is on a shopping spree with all the money she saved up from work.

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almost packed

im almost finished packing for our trip to new york. im just planning to bring a small suitcase because i have no plans of shopping, i just want this to be pure sightseeing hehehe

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life insurance

we never know what will happen to us or to our family, i have never thought about life until i saw an episode on Oprah. my uncle died a few years ago, and he didn't have any life insurance , which was really hard for his kids. i don't want that to happen to my family and i have been researching more information about term life insurance.i don't know any rates for my age but i am glad i saw an online site that gives you information about life insurance quotes. i hope my premiums would be a little cheaper because of my age.

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